Charlie Owens

Charlie Owens works in retirement plan administration at Heller Pension Associates, where he administers 401(k), defined benefit, and cash balance plans for a wide range of clients. His responsibilities include handling complex plan structures, including dual plan designs, performing compliance testing, and advising clients on plan terminations, including plans covered by the Pension Benefit Guaranty Corporation (PBGC). Charlie also consults directly with clients on plan design and annual contribution strategies to help ensure their retirement plans align with their financial goals while remaining compliant with regulatory requirements.

Charlie graduated from Binghamton University, State University of New York, with a bachelor’s degree in Actuarial Science and a minor in Economics. He has passed several Society of Actuaries exams, including Probability (P), Financial Mathematics (FM), and Models for Financial Economics (MFE), reflecting his strong technical background in retirement plan calculations and funding analysis.

Charlie lives in Clark, New Jersey. Outside of work, he enjoys hiking and skiing and is an Eagle Scout with the Boy Scouts of America.